PTPTN….How to settle your debt?

Checking my study loan…PTPTN

Simple & reliable website…

Login…

 

The beauty of Malaysia…

….

WTH???

See? I pay RM70 then next month admin interest is RM 64.88? So simple math calculation, I’m only pay RM5.22 last 10th Mac…

Now you will know why most of ex-student cannot effort to pay that?

Its killing us.

Ok.

 

Simple calculation again..

Fresh grad start working with basic salary RM2500 (Normal case)

Rent room: RM250 (KL rate)

Eat: RM350 (makan ala-kadar)

Fuel: RM150(kadang2 bawak super-bike 100cc + SAGA)

Car loan: RM500 (SAGA Auto – Please add double/triple amount if you have Mini Cooper)

Takaful : RM120 ( must have!)

Balik kampung: RM 250 (Fuel+tol+makan+duit bg parent)

OK….

Kira-kira balik…

Gaji RM2500 bersih dalam RM 2200 selepas EPF & SOCSO

Perbelanjaan…RM 1620…

Ada duit lebih dalam RM 580…

Tapi..

 

Saya mau kawin…

Buat personal personal…

RM 450/month…

 

Jadi berapa yang tinggal?

 

RM130…

 

So saya cuma ada balance RM130, dimana saya tiada saving.

Ok.

Saya bayar PTPTN RM 140…

RM10 saya tambah sikit baki gaji bulan lepas.

 

 

Terima kasih kerana telah menggunakan perkhidmatanan kami.

 

 




Related Posts Plugin for WordPress, Blogger...

Leave a Reply

Your email address will not be published. Required fields are marked *

CommentLuv badge